Inechitate în relația cu băncile

 An old Native American man needed to borrow $500, so he went to the local bank and asked to speak to the Loans Officer.
The banker welcomed him and said he had to fill out a loan application. So, the banker took a form from his desk and began asking questions.
“What are you going to do with the money?” the banker asked.
“Buy silver, make jewelry, then sell it,” the man replied.
“And what do you have for collateral?” asked the banker.
The man said, “I don’t know what collateral is.”